Credit monitoring is considered one of the best methods of preventing identity theft. In case you find any suspicious activities or entries requested on your credit card, it would be a good idea to completely freeze your personal credit. It helps in stopping any new credit lines from being opened in your name. Further, you can use your credit report from the credit bureau for detecting the location of the theft. Here, it is important for you to note that every time there is a request of credit line with your information, your credit score goes down. Thus, it can rightly be said that identity theft results in the continuous drop in credit scores and the accumulation of a huge amount of debt on your credit report. If you think that you are the victim of identity theft, then the first thing that you need to do is order your credit report. This will help you in checking the entries for identifying unauthorized activities on your credit line. Above all, it is necessary for you to choose the best credit monitoring service 2018. Here, we will have a look at some of the best services in this category.
Equifax Complete Premier
Simply put, this credit monitoring service provider offers inexpensive three-bureau credit report monitoring. It offers some of the best tools that can be used for managing credit. You just need to pay $19.95 per month and in return you get 24/7 alerts about changes in credit scores and credit reports. Additionally, you also get a huge selection of fully customization options allowing you to get complete updates on different things like internet scanning and automatic fraud alerts for ensuring your personal detail is not on the black market sites. The company works as one of the best options for families on a budget. By paying an amount of $29.95 per month, you can easily cover two adults and four children living within the household. This is a good deal for families who want to protect their identity of their children from fraud.
FICO Ultimate 3B
With FICO Ultimate 3B, you get quarterly access to the most widely used FICO scores and the three-bureaus credit reports. This is probably the best credit monitoring service 2018 that offers instant access to the FICO scores and the three-bureau credit report including FICO scores widely used in credit card and auto lending and mortgages. The service also offers a tracking graph to its users for tracking their FICO scores from each credit bureau. Detecting threats to personal details also becomes easy with FICO Ultimate 3B’s intelligent and useful identity theft protection and monitoring services. The service comes with some of the most attractive identity theft protection features helping clients restore their identity in the more secure manner.
If you are in the look out of your credit score and want to have an idea of your position on the credit spectrum, choosing the best credit monitoring service 2018 would be the right step for you. The weekly and monthly updates that you get from such services along with the interpretation of your credit health will go a long way in safeguarding you and your line of credit.